I'm Too Young, I'm Too Old, I'm Nearly Old Enough, Should I Have A Retirement Plan?

Updated: May 7



Yes, retirement planning is essential for everyone. This is not an easy topic for any of us to talk about, but, we need to start discussing it earlier!


We all want to enjoy our golden years without stressing over our financial resources.

Planning your retirement is an important step to making this happen.


What do I need to do to plan for my retirement? Do I have money already saved for retirement and if so, will it be enough for me to actually retire on? How much money should I be putting away for my retirement?


All of these retirement planning concerns are important for you to consider in

order to have a solid retirement fund. As soon as you have the answers you need,

start the process of growing your retirement savings!


What are the best ways for me to invest my cash for retirement? Stocks, bonds, certificate of deposits, mutual funds, 401K, IRA, Roth IRA, annuities and lots of other various investment opportunities.


Where can I plan to withdraw money for my retirement? Social Security, cost savings, pension, and your financial investments from 401K plans, certificate of deposits and other investments are all ways to receive your own money during retirement.


Just how much cash will I require for retirement? It is approximated that you will require around 60-80% of your current income at the time of your retirement. This will allow you to live the lifestyle you are used to by the time you retire.


When should I begin saving for retirement? Now! It's never ever too early or late to begin saving for your retirement. The earlier you begin, it is more likely that you will have more money to live on for your golden years.


What do I need to do to plan for my retirement? Do I have money already saved for

retirement and if so, will it be enough for me to retire on? How much cash should I put away for my retirement? How much cash will I need for retirement?


Talk to a financial advisor today to see how you can start planning for your retirement.


*Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.


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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by Phase Marketing LLC to provide information on a topic that may be of interest. Phase Marketing LLC is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Contact

The Kelley Financial Group

Phone: (844) 686-8380

Fax: (412) 246-3880

1603 Carmody Court Ste 300

Sewickley, PA 15143

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